Private Medical Insurance Available for Clubs Members
We believe that health insurance should be easy to understand, easy to claim on and, most of all, good value. We can access health insurance you can actually use. When you take out private medical insurance, you’ll join thousands of Kiwis who help stay healthy through private health insurance, every day.
Medical Insurance for You and Your Family
We believe it should be your choice when, where, and how and by whom you get treated (in consultation with your doctor).
Level of cover options
Your choice to add the following options to your base cover: Specialist, Proactive Health, Serious Condition Financial Support, GP, Dental & Optical.
Individual options on the one policy**
Each person on your policy can tailor their cover to suit their needs by choosing the base cover, selecting their own excess amount, and picking any of the five additional options.
We think you should be able to select the level of cover which suits you – get cover for the things you need now and not for those you don’t.
Keep your premiums in check without sacrificing your cover by adding a range of excess options. Just $500 excess can get you a 25% discount on your premiums.
Application assessed at application time
Your health history is collected upfront, which gives you more certainty about what you can claim for so you can have peace of mind when it comes to your health.**
Your cover starts immediately once accepted (subject to waiting periods), or you can choose to start on any date up to six weeks later.*
Non-PHARMAC drug cover**
Some insurers offer the added benefit of cover for non-PHARMAC funded drugs which are Medsafe approved.
Making It Easier for You
The public health system only provides immediate care in an emergency. For other health problems, including elective treatments and even serious ones like a heart condition, you could face waiting lists which may take months, or even years, to be treated.
- Free claim support and assistance when you need it most.
- Private medical cover so you don’t need to wait on the public waiting list.
- An adviser to provide you with the right advice for the best policy to meet your needs and assistance with filling in the application form.
* Subject to individual insurers’ terms and conditions
** Not available with all insurers